Ready To Hear Views From The Most Influential Payments & Regtech Experts?
#npf
20th NextGen Payments & RegTech Forum
OUR SPEAKERS
Robert Courtneidge
Payment Industry Expert
Robert Courtneidge is valued and respected industry expert in the emerging payments industry. He is working with a number of businesses assisting them on their strategy and products using his 30+ years legal experience to give them practical and innovative solutions. He is co-author and Editor of The PAYTECH Book 2020. He was co-founder of the Prepaid International Forum and has worked with the Emerging Payments Association since it was founded.
He has been regularly featured in the prestigious Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments. As a lawyer in payments he was voted in the top 10 in the world by US publication Paybefore in 2015 being the only European in the list. As a lawyer he has worked closely with The Payments Services Regulator, HM Treasury, UK Finance and Financial Conduct Association, in the UK as well as other compliance and industry bodies globally. Robert has deep expertise in electronic money and payment services and is highly skilled in all aspects of payment services including consumer protection, banking regulation and compliance, and AML/CTF. Robert is highly active on the conference front regularly chairing and moderating events as well as speaking on issues facing the European Payments’ Industry including laws relating to blockchain, digital assets and Central Bank Digital Currencies.
Andrew Doukanaris
Chief Executive Officer at Flotta Consulting Ltd
Andrew has been a driving force in the digital payments and FinTech transformation for over three decades. Throughout his global career, he has held senior and executive roles in Singapore, San Francisco, New York, and London.
At Chevron, Texaco, and Caltex, Andrew established and led the global marketing and sales, payments and retailing division across three brands. At Visa, he served as the European and CEMEA head of Merchant Acceptance, Acquiring Services, and Commercial Cards, overseeing operations in more than 120 markets. As Senior Vice President at JCB Cards Europe, he spearheaded the transformation of its acquiring, sales, and marketing divisions. Additionally, he worked as a consultant for Mastercard in Saudi Arabia.
Andrew founded Flotta Consulting Ltd to provide tailored consulting services to start-ups, scale-ups, and established players within the payments ecosystem. He has been appointed to various leadership roles, including Chair, Director, and CEO of Pomelo Pay, Intellias, and as an advisor and CEO for start-ups focused on open banking and QR code payments.
A sought-after commentator and podcaster, Andrew also serves as a FinTech mentor and advisor at Level39, an ambassador and moderator at the UK Payments Association, and a board advisor, event chairman, and moderator at QUBE Events.
Romano Ramanti
Certified Ethical Hacker at Zürcher Kantonalbank
Romano Ramanti has been a vital part of Zurich Cantonal Bank since 2001, serving as the business lead for the bank’s fraud detection system and representing Switzerland in the Payment Scheme Fraud Prevention Working Group of the European Payment Council. With over two decades of expertise in financial fraud prevention and cybersecurity, Romano specializes in threat hunting, attack neutralization, threat actor monitoring, darknet analysis, vulnerability research, and customer awareness training. His work focuses on identifying and mitigating emerging security risks, tracking malicious entities, and developing proactive strategies to safeguard sensitive financial data. Through his leadership, Romano plays a key role in fortifying the bank’s infrastructure against evolving threats while promoting customer education to enhance fraud awareness and prevention.
Daniel Eidan
Advisor & Solution Architect at BIS Innovation Hub
Daniel is an Adviser and Solution Architect at the Bank for International Settlements (BIS) in the Innovation Hub where he builds technology solutions for the central banking community with a special focus on blockchain, CBDC, payments and financial market infrastructure. Before the BIS, he was a global solution architect at R3, led various software engineering teams and was an educator at a leading technical training school. He started his career in the Israeli army and received an honours degree in Computer Science and Mathematics from the University of Toronto.
Marianne Zentriegen
Head Payment and Debit Solutions at PostFinance
Marianne Zentriegen has a distinguished track record as a leader, bringing over 20 years of expertise in the financial services as well as national and international payments sector. She currently serves as Head of Payment and Debit Solutions at PostFinance AG, where she oversees a team of product managers specializing in national, international, and interbank payments.
In her role, Marianne spearheads the development and management of innovative payment solutions that enhance efficiency and reliability across various markets. Her strategic vision and leadership ensure that PostFinance remains at the forefront of the rapidly evolving payments industry.
Marianne and her team work to make cross-border payments faster and more cost-effective for customers. A key foundation for this is the SWIFT ISO migration, which establishes a global ISO standard and facilitates seamless interoperability between diverse clearing systems. Another critical initiative is the G20 Roadmap for Enhancing Cross-border Payments, where she contributes to global projects such as Agorá - a BIS initiative focused on improving cross-border payment systems by developing innovative solutions to enhance speed, cost-efficiency, transparency, and accessibility in international transactions.
Marianne is an active participant in the Swiss financial ecosystem, representing PostFinance in various key committees within the financial market. She also serves on the board of the Swiss Association for Standardized Financial Services (SASFS), where she advocates for standardization and innovation in the financial sector.
With her extensive knowledge of payment systems and a proven ability to navigate complex regulatory and operational landscapes, Marianne is widely recognized as a thought leader in the payments industry. She is dedicated to fostering collaboration and driving progress to shape the future of payments.
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Katharina Luschnik
Vice President Sales, Open Banking at Mastercard
Katharina Luschnik is heading up Open Banking Payments Solutions Sales, for Mastercard in Europe. Katharina has formerly worked within Netcetera, Worldline, SIX Group and Paylife bank in various positions and has for more than a decade been a part of the ever-changing payments landscape. Today, Katharina heads up Mastercard open bankings innovative payments collaborations exploring the next use cases of open banking payments with front-running industry leaders.
Among the collaborations Mastercard Open Banking works closely with on the payments side is, Nexi Group, Avarda, SVEA and others which are implementing open banking payment solutions at scale to millions of consumers and businesses across Europe.
Katharina Lasota Heller
CEO at LEXCELLENCE, President at Swiss-Polish Blockchain Association, Co-Chair Regulatory Working Group at Crypto Valley Association
Dr. Katharina Lasota Heller has over 20 years of experience in IT, IP, FinTech, AI law. Female Founder, Managing Partner of LEXcellence –Swiss Law Firm in Baar (Zug). President of Swiss-Polish Blockchain Association, Co-Chair Regulatory Working Group – Crypto Valley Association.
As a lecturer at Kozminski University in Warsaw and HSLU in Lucerne she lectures on FinTech Blockchain, IP, and Technology Law; an attorney at law admitted to practice in Switzerland and in Poland.
Katharina received a doctoral degree in 2003 from Ludwig Maximilian University; as a scholar at the Max-Planck Institute in Munich. She is an alumnus of McGeorge School of Law in Sacramento California, where she finished her LL.M. Studies in 2004. Over the years, she has worked for several large law firms in Munich, Warsaw, and Vienna. Between 2010 and 2015 led a global compliance program of Naspers and PayU and was President of EDiMA.
Katharina is passionate about FinTech, modern technologies, economic disruption and the AI and data-driven economy. Devoted to supporting of female business and leadership. Board Member in various companies.
Wife, and mother of a teenage daughter, loves hiking in the Swiss Alpes, and occasionally plays golf.
Jens Kohnen
Managing Director at Starfish, creators of Hellgate
With over 25 years of experience in banking and payments, Jens Kohnen has built and launched innovative payment solutions for global markets. His expertise spans banking, corporate treasury, consulting for global enterprises and merchants, PSPs, venture building, and payment technology.
Starfish has invented Hellgate® to bridge the gap between modern B2B/B2B2C expectations and the legacy offerings of traditional banks and PSPs, enabling complex business models with cutting-edge payment infrastructure.
Gregor Kaelin
Head of Financial Services Switzerland at Google Cloud
Gregor Kaelin leads the Financial Services Enterprise sector at Google Cloud Switzerland, supporting the biggest banks and insurance companies in Switzerland with their digital transformation.
Before joining Google Cloud, Gregor worked at Salesforce in the Financial Services sector driving some of the most innovative transformation projects within the Swiss banking industry. He holds an executive Masters degree from University of Zurich.
Firas Habach
Swiss Head of Financial Crime Compliance (MLRO) at Revolut
Head of Financial Crime Compliance at Revolut in Switzerland, Board Member of Mountain Protocol and lecturer at the HWZ University of Applied Sciences in Business Administration Zurich. As an expert on Banking Compliance and Anti-Money Laundering practices, Dr. Habach was previously the Head of Compliance & MLRO at Sygnum Bank and held similar roles at JPMorgan and Deutsche Bank. He is a CFA charter holder and has focused his academics on the mathematical modelling of behavioural finance and information economics.
David Kauer
Customer Journey Owner & Member of Management at PostFinance
David Kauer has been with PostFinance since 2000 and played a key role in introducing and further developing the company’s e-commerce solutions as a product and project manager for many years.
In 2008 David implemented easy payment options using the PostFinance Card for online shops and introduced in 2011 the ability to purchase train tickets with the PostFinance Card via the SBB mobile app using a one-touch system.
From 2013 to 2014, he worked on the conceptualization, implementation, and development of innovative digital business models such as Digital Wallets.
Between 2015 and 2017, David led the Product Management Value-Added Services team within PostFinance. His team designed new digital business models that supported digital transformation and growth along the value chain, while also strengthening PostFinance’s traditional business. These initiatives included marketplaces, couponing systems, loyalty programs, and contactless payment solutions.
David was also responsible for the successful launch of the new TWINT solution at the issuer and shareholder PostFinance in May 2017 and took a seat on the Issuer and Acquirer Board TWINT.
From 2017 to 2020, he served as Lead Innovator, member of the management team and head of the MyShopping initiative, with the goal of establishing PostFinance as the most digital bank in Switzerland.
Since 2021, he is responsible for introducing and developing PostFinance’s distance selling shopping solutions as a customer journey owner and member of management.
In addition to his work at PostFinance, David lectures on CAS Digital Business Innovation, Online Shop/Sales Management and Digital Payment at the Lucerne University of Applied Sciences and Arts and the Zurich University of Applied Sciences. He is a member of the Competence Center Future Financial Services at BEI St. Gallen and the Payments Expert Group at the Mobey Forum.
Benedek Orban
Head of Ecosystem at CV Labs & CV VC
Benedek is Head of Ecosystem at CV Labs, he is a significant figure in the Crypto Valley ecosystem, renowned for his passion and transformative energy. Before joining CV Labs, Benedek established a formidable career in banking and technology. He held pivotal positions at major Swiss and German banks and institutions, working with corporate clients and institutions in overarching leadership roles. His transition into the blockchain domain marked a significant shift, where he emerged as an entrepreneur, leader, and founding member of multiple blockchain & crypto startups and ventures. In addition to his entrepreneurial endeavours, Benedek serves as the Chairman of the Crypto Valley Association's Startup Working Group and is actively involved in academic research and education, promoting knowledge transfer and the adoption of blockchain technology in Switzerland and globally. Benedek holds an MBA from the Vienna University of Economics and Business, specializing in disruptive technologies, including blockchain.
Audrey Milesi
CEO at AMC Advisory, Chair at ACAMS Switzerland Chapter
A former financial auditor and Transaction Services manager at Big 4, Audrey has overseen Compliance in multinational companies (Syngenta and eBay) before incorporating AMC Advisory in 2017, a consultancy specialised in compliance for financial intermediaries. She is a Certified Chartered Accountant (ACCA), Certified Fraud Examiner (ACFE), and a member of the Society for Trust and Estate Practitioners (STEP). Additionally, she holds the ExpertSuisse Swiss Law for Foreign Accountants qualification, as well as the ACAMS Global Sanctions Specialist certification. Audrey serves as the Chair of the ACAMS Swiss Chapter.
Agata Marty
Co-Founder & CEO at FinCredible, Board Member and Secretary at Swiss Fintech Association
Agata is a multifaceted professional with a strong background in law and a deep passion for innovation. Her career spans various roles including lawyer, entrepreneur, speaker, board member, director, volunteer, and investor.
Holding degrees in law and Business and International Law from HSG University of St. Gallen, she combines legal expertise with a keen interest in entrepreneurship and technology.
For nearly a decade, Agata has been immersed in the innovation, tech, and digital sectors, launching new businesses and enhancing their visibility across the DACH region. She co-founded Fincredible, a pioneering venture aimed at leveraging technology to enhance global business impact and visibility.
Beyond her entrepreneurial ventures, Agata is actively involved in promoting digitization and innovation. As Vice President of the Swiss Finance and Technology Association, she plays a crucial role in advancing the fintech ecosystem in Switzerland. She also publishes on legal and ethical aspects of robotics and the impact of AI and Big Data in fintech.
She loves exploring ideas and entering technology to engage with human creativity, fascinated by problem-solving and improving mechanisms.
Andreas Langenegger
Senior Salestrader and Co-Head Crypto Assets at Berner Kantonalbank AG
Andreas Langenegger is Senior Salestrader and Co-Head Crypto Assets at BEKB. He has an economic background with a specialization in banking and finance and has held various positions at BEKB. For 15 years, his area of activity has been the trading business with a main focus on the operation of OTC-X, BEKB's trading platform for non-listed equity. As a result, he has in-depth knowledge of technical and legal issues relating to trading systems. In recent years, he has increasingly come into contact with blockchain topics and has played a key role in building an ecosystem for digital assets. In his function as Co-Head Crypto Assets he is responsible for all topics related to DLT at BEKB.
Andrea Martin Schnoz
Co-head Group Regulatory Management Office at Julius Baer
Andrea Martin Schnoz is an accomplished leader in the management of prudential regulations and financials risks. With over two decades of experience in top-tier financial institutions, Andrea specializes in regulatory reforms, treasury operations, and asset and liability management. He has held senior roles at Julius Baer, PwC and Barclays Capital in various locations including Zurich, Singapore and London. Andrea is a CPA and former CFA charter holder and participates in a Certificate of Applied Science (CAS) in Applied Information Technology at the ETH Zurich.
Harold Bosse
Vice President, Innovation Product Development at MasterCard
Harold Bosse, with a career as an intrapreneur and a thought leader in the payment industry, currently leads the B2B cross-border payment innovation team at Mastercard. He has experience in the payments and financial industry and focuses on transforming the financial and payment sectors using the world class assets and capabilities of Mastercard. Prior to this Harold was Global Head of Product at Earthport where he focussed on cross-border payment services for Banks, with a particular emphasis on Blockchain and Distributed ledger technologies.
He also worked at US Bank Corp and Visa on supply-chain and invoice financing solutions, collaborating with Citi Bank and Wells Fargo to integrate Visa's trade payment solutions. Harold began his career at BNP Paribas, handling sales to multinational corporations in France. Harold holds an MBA from Warwick University and is an alumnus of Harvard and Berkeley universities. He has two patents for tax payment automation and cross-border payment orchestration automation.
Saskia Devolder
Head of Money Movement Solutions CE at Visa
Saskia Devolder is a dynamic executive leader with over 20 years of experience in the financial services and payments industry. As the Head of Money Movement Solutions Central Europe at Visa, Saskia is at the forefront of transforming money movement, enabling fast, simple and secure ways to pay and be paid.
Previously, as Managing Director Strategy Cross-border Payments at SWIFT, she spearheaded strategic initiatives to enable frictionless, instant cross-border payments worldwide. Saskia successfully launched SWIFT gpi and led the ECB ESMIG project, driving innovation and efficiency across Europe.
Known for her ability to demystify complex concepts in diverse, multicultural settings, Saskia is passionate about sustainable growth through innovation and technology. Her earlier career includes impactful senior roles at MasterCard, Synstar International, and Sterling Software.
Myles Harrison
Chief Product Officer at AMINA Bank
Myles has over 10 years of experience of creating award winning products across financial services. A visionary product leader he has a proven track record for delivering commercial success in scaling companies as well as a large global bank. He is passionate about harnessing the opportunities from emerging technologies to drive innovation and generate value for consumers. Having graduated from Lancaster University he went on to hold several product roles at Santander UK and prior to AMINA worked as the Chief Product Officer for London based Fintech Globacap.
Mercedes Nieto
Head Regulatory & MLRO at Bitcoin Suisse
Mercedes Nieto is a seasoned professional with more than 10 years of experience in the financial services industry. Currently serving as Head Regulatory and MLRO at Bitcoin Suisse, Mercedes Nieto brings deep expertise in legal, compliance and regulatory frameworks for innovative financial solutions.
Before joining Bitcoin Suisse, Mercedes held prominent roles in the international asset management as well as banking sectors and gained valuable experience working for renowned law firms.
As member of several expert groups and the Swiss Financial Intelligence Public-Private Partnership, she is an active contributor to the industry.
Mercedes Nieto holds a Doctor of Law and a Master's Degree in Law, along with several diplomas from renowned universities. She is admitted to the Swiss Bar.
Simon Alioth
Managing Director & Head Open Finance at Synpulse8
Dr. Simon Alioth is the Managing Director at Synpulse8 and a member of the executive management team at Synpulse Switzerland. He specializes in connectivity and open finance, supporting financial institutions and wealth managers in developing ecosystem and platform-based business models. His expertise spans from strategic advisory to hands-on implementation of innovative services and products.
As a co-founder and Vice President of the OpenWealth Association, Dr. Alioth is a passionate advocate for Open Finance API standards, driving effective collaboration between financial institutions and their ecosystems.
Timo Purkott
Partner, Global Fraud and Financial Crime Transformation Lead at KPMG
Timo Purkott is Partner at KPMG and is leading KPMG’s Global Fraud and Financial Crime Transformation Program. One of the mandates of this role includes the collaboration with Regtechs to deliver innovative digital solutions that drive business outcomes and provide value to our clients. As a seasoned professional with 20+ years of experience, Timo has been dedicated to supporting clients in implementing and enhancing their Risk, Compliance, and Financial Crime Prevention Systems. His expertise lies in analyzing and managing regulatory change, and he is always striving to identify the real impact and opportunities for business and operating models by leveraging cutting-edge technology and Regtech. Timo is deeply passionate about transforming Fraud and Financial Crime prevention and he is committed to staying at the forefront of industry developments.
Ewa Gerber
Sr. Regional Compliance Officer & MLRO, MoneyGram International and Co- Director of Communication at ACAMS Switzerland Chapter
Ewa Gerber is Senior Regional Compliance Officer with global money transfer company MoneyGram, where she is the MLRO and leads the AML Department for Switzerland. Ewa is a board member and Co- Director of Communication at ACAMS Switzerland Chapter.
Ewa is responsible for due diligence, especially KYC and Know Your Agent, as well as for the implementation of AML and fraud measures at national and international level. Ewa’s duties comprise implementing and securing regulatory requirements, creation and maintenance of documents and internal guidelines, customer service as well as cooperation with domestic and foreign law enforcement agencies, foreign FIUs, MLROs, and internal stakeholders.
Ewa holds a masters and engineering diploma in Agroeconomy from the Agricultural University of Cracow and worked several years in this field. Ewa has over 15 years’ experience as professionally certified Intercultural Translator and actively supports her local community, through involvement in the integration area.
Ewa became fascinated by compliance over 11 years ago and has been developing her skills in this field ever since, expanding her knowledge at Lucerne University of Applied Sciences and Arts and HWZ Zurich University of Applied Sciences in Business Administration. Ewa holds a Diploma in Compliance Management and a Masters in Financial Markets Compliance.
Deniz Oran
Head of Payment Partnerships EMEA at Google
Deniz Oran leads EMEA Payment Partnerships at Google, which involves collaborating with companies that cover all different aspects of the payments ecosystem. Building strong relationships with EMEA payments and financial services companies is core to Google’s mission to make payments simple, secure and accessible for all. Deniz and her team focus on bringing local perspectives to global product developments.
Before joining Google, Deniz worked for American Express as a Director of Product Management in London where she led the successful launch of virtual payments products in Europe. During her years at Amex, she gained a rich perspective on the ecosystem through her roles in strategy and business planning. Before that, she worked in technology consulting for the financial services industry in London and New York.
Deniz grew up in Istanbul and currently lives in Zurich. She has a BA from Washington University in St. Louis and an MBA from INSEAD (Singapore & France).
Ali el Hassouni
Head of Data and AI at bunq
Ali enables the company to implement data-driven solutions and make sure bunq, as a tech company, stays on top of the latest trends in technology. One big focus of Ali is making all of bunq’s processes better with the help of AI & ML. As such, he’s been working on our transaction monitoring system that’s proven to be 2.5 times more effective in detecting fraud than other means used by the majority of banks and financial institutions. He’s now working to implement AI in a multitude of functions at bunq, such as user support, marketing, and app testing.
Sven Ludwig
Partner, EMEIA Head for Strategic Initiatives at EY ifb, Regional Director at PRMIA
Sven is Lead for Lead for Strategic Initiatives at EY ifb. In addition, Sven holds the position as Regional Director at PRMIA, the international risk management association with more than 50.000 members globally.
Since 25 years he is focusing on regulatory frameworks and developments. Before joining EY ifb, Sven held several management positions at FIS. He served as global head of subject matter experts and advisory amongst other roles at FIS. During his career Sven was also responsible for major parts of the IT at a major German Bank. He started his professional career as financial consultant at Reuters.
Sven studied Economics and to a large extend Mathematics at Germany’s elite university Friedrich Wilhelm University of Bonn. In the field of mathematical economic research and behavioral finance he conducted his doctoral thesis.
Sven is a frequent invited speaker at major international conferences and known as author of more than 30 publications on topics around risk and regulation.
Cedric Ming
Head of Compliance at radicant Bank
Cedric Ming is an experienced banking professional. Skilled in Legal Project Management, Regulation, IT, Sales, Payments, Financial Markets, Blockchain, Auditing, Risk Management, Compliance, AI and Cloud.
Cedric Ming, MLaw, CAMS, is Head of Compliance at radicant Bank AG, Switzerland’s first digital, sustainability bank. He is a seasoned business, legal, regulatory & compliance professional with a focus on innovation.
He was a Senior Consultant in the Legal, Regulatory & Compliance / Digital Law team at Ernst & Young (“EY”) in Switzerland. He focused on Financial Markets Law, with a particular focus on IT (Blockchain, Tokenization, Defi, Metaverse, NFTs, Web3, RegTech and AI), as well as ESG.
He is a Co-Founder and the Vice President of MetaverseTalks Association, a leading Web3 Non-Profit in Switzerland dedicated to education and events regarding Metaverse and NFTs. He is a Web3 SME for the Times Professional Learning, a division of Bennett, Coleman & Co. Ltd in India.
Prior to working at EY he work as a Senior Associate in the Compliance, RegTech and Managed Legal Services team at PricewaterhouseCoopers Ltd. (“PwC”) in Zürich, Switzerland. He was a consultant in the financial services and non-financial services sectors. His main areas of focus were Financial Crime Compliance, Digital Assets, NFTs, the Metaverse, FinTech, Payments, Banking and Asset Management, AI, ESG, and Data Privacy. Within PwC, he also worked as a Regulatory Auditor in Switzerland and Liechtenstein.
Efi Pylarinou
Founder of Growfin
Dr. Efi Pylarinou is a seasoned Wall Streeter who has become a Top Global Fintech & Tech Thought Leader. A domain expert with a Ph.D. in Finance, founder of the Financial Services Intelligence Hub, and Faculty at Fast Future Executive, who is trusted by Global Brands.
She is a Top LinkedIn voice with 200,000+ followers. Included the Top 50 Digital Futurists by Engatica, and the Top 20 Fintech Influencers & Top 20 in ‘ Who`s Who in AI’ by Onalytica. She is a co-author in several books – e.g. 2024 Wiley `Fast Future Blur`.
Hartwig Gerhartinger
Global Lead Compliance Regulatory Enterprise Risk Government Affairs at Paysafe
Dr. Hartwig Gerhartinger is a dedicated payments industry professional, an expert in payment services and e-money regulation as well as in anti-money laundering legislation.
As Senior Vice President, Global Head of Regulatory and Government Affairs, Hartwig advises Paysafe on all regulatory matters, including payment services and electronic money regulations and global licensing. He has additional responsibility for governmental affairs, representing Paysafe with political stakeholders and regulatory authorities globally.
Hartwig is Managing Director of paysafecard.com, part of Paysafe Group and at the Boards of several regulated entities of Paysafe Group. He is also at the Board of Directors of the European Payment Institutions Federation (EPIF), the Payments Innovation Forum (PIF) and Prepaid Verband Deutschland (PVD). Further to this, Hartwig is member of the Payment Systems Market Expert Group (PSMEG) of the European Commission and member of that Digital Euro Rulebook Development Group at the European Central Bank.
He holds a doctorate in law and is currently a guest lecturer for e-payments law at Danube University. He is the author and co-author of numerous publications in the field of payments regulation and IT law.
Max Nitsche
Managing Director EMEA for Payments at Alvarez & Marsal
Dr. Max Nitsche is a Managing Director with Alvarez & Marsal Financial Industry Services in Frankfurt where he specializes in Payments across Europe. He brings more than 10 years of experience across payments, financial services, and private equity assets. Max specializes in Risk Management, M&A, and Strategy where he led projects for Acquirers, Issuers, Payment Processors, Fintechs, Private Equity clients, and Retailers. Previously, Max worked with Nets, an H&F/ BainCap/ Advent portfolio company, as Chief of Staff to the Payment CEO and as Interim Chief Risk Officer. He also authored various studies in the areas of risk management, BNPL, GenAI, open banking and on general payment trends.
Kasper Luyckx
Head of Wallets & Staking at Crypto Finance AG, subsidiary of Deutsche Borse Group
Kasper Luyckx is the Head of Wallet & Staking Services at Crypto Finance AG, a subsidiary of Deutsche Börse based in Zurich. He leads the development of cutting-edge digital asset solutions for large financial institutions leveraging Crypto Finance’s proprietary secure wallet infrastructure. Previously, he was at UBS, where he spearheaded tokenization initiatives, including the launch of the first tokenized structured products and a tokenized gold offering.
Isadora Turatti
Global Director, Payments; BEES | part of AB InBev
Isadora Turatti Ribeiro is a dynamic leader with over 15 years of experience in business development and revenue growth in the tech and retail industry. Her exceptional acumen for leveraging financial inclusion and digital transformation has been instrumental in leading high-performance teams globally.
After Sao Paulo and Mexico City, Isadora is currently based in Switzerland and serves as the Global Director, Payments at BEES | AB-Inbev, a pioneering B2B e-commerce and SaaS company. BEES has revolutionized ABI's route to market by creating a digital B2B marketplace and is now transforming the entire CPG industry, becoming a one-stop shop for millions of retailers globally. BEES equips retailers and partners with indispensable tools, data, and insights, all designed to drive business growth. In her role, Isadora steers the payment strategies to capitalize on the company's access to leading local logistics and distribution networks, over six million small and medium-sized retailers worldwide, and a portfolio of 500 iconic brands from ABI and partners.
Christel Karsten
Director of Commercial Strategy at Booking.com
Christel Karsten is the director of FinTech Commercial Strategy within Booking.com. In that capacity, she is responsible for identifying and exploring new business development opportunities to both travelers and travel providers. Prior to Booking.com, Christel initially worked in strategy consulting (PwC Strategy&), advising banks and regulators on financial risk and capital adequacy. From there she transitioned to tech by leading the global strategy team at OLX Group, an online classifieds marketplace. Within Booking.com FinTech, she combines those fields in developing financial solutions that make it easier for everyone to experience the world.
Felix Simon
Digital Asset Expert at Incore Bank AG
Felix is a Senior Manager for Digital Asset Banking and Paying Agent Specialist at Incore Bank. As Switzerland’s only transaction bank, Incore serves banks and financial institutions worldwide, offering correspondent banking, brokerage, global custody, asset securitization, digital asset banking, and BPO services – all the way to operating core banking systems via their SaaS entity.
As a foundational infrastructure bank, Incore processes high volumes at institutional cost, passing efficiencies to users within one of Europe’s largest payment networks.
With over seven years as a Web3 industry speaker, Felix shares behind-the-scenes insights into the operations of banks, payment service providers, and crypto industry players. Known for his engaging approach, Felix avoids generic corporate communications and sales pitches, focusing instead on real-world examples and experiences – both successes and challenges.
Felix holds multiple degrees from the University of Oxford, the University of Mannheim, and Université Lyon III, and brings 16 years of expertise in Investment Banking, Investment Structuring, and Digital Assets.
Yulia Soloviichuk
LL.M, Senior Compliance Officer
At Vontobel she is responsible for onboarding and lifecycle compliance of high net worse individuals from CEE region, including handling sanctions matters. Yulia has a solid knowledge in legal and compliance and more than 13 years of experience in the field.
Prior to her role at Vontobel, she dedicated five years to leading the legal and compliance department at a well-known fiduciary company based in Zug, Switzerland, also being a Member of the Board of Directors. Additionally, she worked as a trial lawyer and as the head of legal departments in various companies. She has a broad experience in the spheres of commerce, jurisprudence, regulatory matters, and compliance. Her proficiency is not just limited to these domains, as she also possesses a keen interest in innovation.. This unique combination of knowledge and forward-thinking mindset makes her a powerful player in her industry.
Ermanno Ciarrocchi
Chief Growth Officer at CleverChain
Ermanno spent the past 20+ years in banking and tech, specializing in building and
scaling markets and business models. At CleverChain, Ermanno combines his
technical and commercial knowledge to co-shape and implement innovative use
cases with the company’s partners. Prior to CleverChain, he led the European
expansion of Raisin from start-up to unicorn status. Over the previous years, he
helped defining the business model strategy at leading investment and private Swiss
banks, including M&A activities.
JB Helip
Global Head - Payment Third Party Risk & Governance at ebay
JB Helip is a seasoned practitioner in risk, governance and compliance, with international experience across global organizations. As Global Head of Payment Third Party Risk & Governance at eBay, JB plays a pivotal role in shaping eBay’s approach to managing payment third-party risks in a rapidly evolving regulatory environment. He works closely with eBay payment entities across the globe to establish strong governance and support the launch of new products & services to millions of sellers, through regulatory engagement & operational changes at launch. Prior to his payment role at eBay, JB held various leadership positions, including interfacing between with product, central functions, and markets to coordinate the roll-out of large-scale initiatives. JB’s career spans roles at Deloitte, PwC in France, Canada, and Switzerland, advising senior management teams and boards of directors on risk oversight and governance matters. JB is also a dedicated educator, serving as a lecturer at both the University of Geneva and the HES-SO Geneva School of Business, where he has taught courses on risk management and governance.
Magdalena Boškić
Head RegTech & Crypto Compliance Services at Sygnum Bank
Magdalena Boškić serves as the Head of RegTech & Crypto Compliance Services at Sygnum Bank, the world's first digital asset bank. In this role, she leads a dedicated team focused on supporting traditional banks in navigating the complexities of crypto compliance.
Before joining Sygnum, Magdalena was the Head of Compliance at Crypto Finance (Brokerage) AG, a FINMA-regulated securities firm. Her interest in crypto assets began during her tenure as a compliance officer at Credit Suisse, where she contributed as a member of the Cryptocurrencies Working Group.
Magdalena extends her expertise through advisory and leadership roles, including as an Advisory Board Member of the AML Committee for the Capital Markets and Technology Association (CMTA) and as an Executive Board Member of the Swiss Capital Market Forum.
She holds a master’s degree in law from the University of St. Gallen in Switzerland and is currently pursuing a PhD in law at the University of Zurich. Her research focuses on enhancing AML and KYC procedures in financial markets through the application of innovative cryptographic technologies, such as Zero-Knowledge Proofs.
Magdalena is deeply passionate about crypto compliance and remains at the forefront of legal, regulatory, and technological advancements in the crypto asset space. Her work reflects a commitment to revolutionizing regulatory compliance and shaping the future of the financial sector.
Tim Khamzin
CEO at Vivox.AI
Tim is the Founder and CEO of Vivox AI, where he leads the development of AI Digital Workers to streamline compliance operations for banks and fintech companies. With over 10 years of experience in the banking and fintech sectors, Tim began his career at KPMG and went on to lead key initiatives in a digital transformation program at Central Europe’s largest bank, reducing its operational workforce from 24,000 to 5,800 employees. He also scaled a Business Process Outsourcing company to $45M in revenue and developed compliance solutions for Tier 1 banks. Tim holds an MBA from London Business School and is passionate about payments, regtech, and implementing AI applications in compliance.
Dorian Selz
Co-founder and CEO at Squirro
Dr. Dorian Selz is co-founder and CEO of Squirro, an AI company. Before that he founded the Swiss search platform local.ch and made it the market leader in four years. Previously he was a partner and COO at Namics, the largest e-business consultancy in Switzerland & Germany. He holds a PhD from the University of St. Gallen and a Master in Economics from the University of Geneva. Bilanz & Le Temps, two leading Swiss Newspapers, have named him a member of the ‘Hall of Fame’ of the top 100 Digital Shapers of Switzerland.
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Fabian Meyer
Managing Partner at CORE SE
Fabian Meyer is Managing Director in Switzerland and a member of the board of CORE SE - a European technology think tank based in Berlin. As an expert in payment services and FinTechs, he is responsible for large projects with renowned clients in the financial sector in the DACH region and the United Arab Emirates. He has several years of consulting experience in the banking sector and in transformation engineering.
Carmina Jaro
Applied AI Subject Matter Expert at HNI (MENA Region)
Carmina is a technology leader with 10+ years of international expertise in Conversational AI and Speech Technologies. Her work spans notable roles at Microsoft-acquired Nuance in Zurich, Kasisto in New York, and radicant bank in Zurich. Currently, she serves as a Subject Matter Expert at Human Network International (HNI) for the MENA region while maintaining a private consultancy practice focused on Applied AI, where she helps organizations implement and optimize artificial intelligence solutions.
Julia Körffer-Höhne
Head of Payments DACH and France at Netflix
Since 2020, Julia Körffer-Höhne has been leading Consumer Payments at Netflix for Germany, Austria, Switzerland, and France. With over a decade of experience in the payments industry, she has held various leadership roles. Her enthusiasm for payments took off at Zalando, where she spearheaded the expansion of payment methods across Europe and played a crucial role in establishing the Zalando Payments GmbH. Following her time at Zalando, she joined PayPal, where she provided strategic advice to large enterprise clients on effectively integrating PayPal's payment solutions to enhance their business growth.
Gorazd Marin
Head of Product for Real-time Payments and Alternative Payment Rails at Finastra
Gorazd Marin is Head of Product for Real-time Payments and alternative payment rails at Finastra, responsible for strategy and driving innovation from his base in Switzerland. With over 15 years at the forefront of fintech, Gorazd brings deep expertise in cloud architecture, data analytics, and blockchain-powered financial systems. His career spans pivotal roles, including: Senior Product Manager at D+H, Product Manager and Solutions Consultant at BBP AG and Solutions Architect at Thomson Reuters SA. Gorazd holds an MSc in Electrical Engineering from the University of Zagreb and completed further education in Computer Science at ETH Zürich. He shows deep interest in Open banking ecosystems, API-first product design and distributed financial technology applications.
Gorazd champions agile methodologies and data-driven decision making to accelerate digital transformation in banking. He leads cross-functional teams in developing scalable, cloud-native solutions that are reshaping the future of payments.
Delphine Forma
Head of Policy Europe at Solidus Labs
Delphine is an experienced compliance and legal officer who worked across different countries and industries including large banks in the U.K. and blockchain/crypto businesses such as BitMEX (exchanges and miners for around 7 years). Holding a diploma from Sciences Po, and two master’s degrees specialized in European Criminal Business Law and Frauds and Money Laundering Prevention, Delphine currently work as a Policy Lead, Europe and UK at Solidus Labs and was a Board member of the OpenVASP Association and of the Crypto Valley Association.
Delphine is also the founder of the Crypto Compliance and Legal TG group with more than 1,600 members,has been advising startups on their regulatory strategy in Switzerland and Europe, she is an Ambassador for the Association of Women in crypto and GBBC and the podcast host of MiCA Masters.
Delphine is passionate about regulatory affairs and strategy, policy, as well as virtual assets, technology and how blockchain technology as well as AI can change (is changing) the world we are living in.
Heidi Gysi
Director, Co-Head Sustainable Finance Law at EY Switzerland
Heidi studied law in Finland and Switzerland, speaks multiple languages and holds a Dr. iur. degree from the University of Berne, Switzerland, where she researched the concept of qualified investors.
She re-joined EY in 2022 as a Senior Manager in the Zurich Legal, Regulatory & Compliance practice within the Financial Services Organisation from a boutique consulting firm. She has spent over a decade supporting different players in the financial industry in their regulatory transformation journey from a strategic point of view.
Heidi has a broad regulatory knowledge and experience as well as in-depth practical understanding of the financial industry and is a solution-oriented legal business advisor with sustainability at the heart. Her areas of specialism regarding sustainability are greenwashing mitigation, non-financial reporting, and supply chain due diligence.
Heidi is an advocate of a healthy portion of holistic pragmatism and does not let perfect be the enemy of good.
Jürg Baltensperger
Managing Director at JayBee Ltd
Jürg Baltensperger is one of the most experienced and well-known pioneers in the field of regulation & compliance for financial intermediaries in FinTech and Blockchain. As a graduated lawyer, risk manager & business economist and certified Blockchain expert, he covers regulatory aspects in his field of expertise in a holistic approach.
With the consulting firm JayBee he founded in 2017, Jürg and his team support around 120+ financial intermediaries in the areas of fintech & blockchain such as banks, asset managers and crypto exchanges. JayBee serves clients from startup level to international collaborations with regulatory consulting, licensing and outsourcing services. JayBee also provides staff lending & recruiting services and partners with various IT tool provider in order to offer implementation of RegTech solutions.
Jürg teaches in the areas of Corporate Governance, Risk Management & Compliance at universities of applied sciences and set up his own education CAS Digital Compliance Officer at the Zurich University of Applied Sciences, where compliance officers, auditors & regulators are made fit in the areas of FinTech & Crypto.
Konrad Schwenke
Senior Manager at Deloitte AG
Konrad is a Senior Manager in Deloitte's Risk, Regulatory & Forensic practice focusing on Data & Compliance. During the last ten years he has supported clients with data analytics and financial crime systems expertise to fight fraud, money laundering and other forms of white-collar crime in the financial services sector. Konrad supports clients in transforming their systems and processes to better prevent and detect misbehaviour as well as in reacting to incidents. He has a background in Physics and holds a PhD in Computational Physics from ETH Zurich.
Selma Della Santina
Director Risk & Regulatory, Financial Crime Compliance at PwC Switzerland
Selma leads the Financial Crime Compliance team within PwC Switzerland’s Risk & Regulatory practice. With over 15 years of experience in risk consulting, regulatory audits, and investigations, she brings deep expertise in financial crime compliance and risk management.
Her career includes roles at PwC and a boutique regulatory advisory firm, where she has advised global financial institutions on compliance transformation, regulatory requirements, and risk mitigation. She specialises in designing and enhancing compliance programmes, ensuring alignment with evolving regulatory expectations while driving internal operational change. With extensive experience in independent compliance monitorships, she has worked with C-suite executives, regulators, and global teams.
Selma has also led AML regulatory audits for major financial institutions, including a large Swiss bank, and played a key role in assessing and improving target operating models for compliance functions. Her expertise extends to anti-money laundering, anti-bribery and corruption, sanctions compliance as well as regulatory-driven investigations, making her a trusted advisor in the field of financial crime compliance.
She is a CFE, holds an MBA, and is a certified auditor for ISO 19600 and ISO 37001 compliance standards.
Koen Vanderhoydonk
CEO & Founder at The Connector
Koen Vanderhoydonk has a passion for innovation in the banking industry and he is a #FinTech and #RegTech influencer with a large international follower’s base. He is the author of “The RegTech: BlackBook” and released the sequel in 2022. The first edition in 2019, was the first physical and collaborative RegTech book co-written with several specialists worldwide (www.regtechblack.com).
In 2022, Koen started “The Connector” and is a linking pin between multiple start-ups, banks and regulators and connect the dots between people and businesses. He helps B2B FinTech companies to scale their business (www.jointheconnector.com).
Koen has been working at large market infrastructures Euroclear, where he was director of Customer Experience & Global Marketing and for many years, he headed the account management and client relationship team covering all Euroclear Bank clients in Germany, Switzerland, Austria, and Central Europe. Before he was General Manager at Binck Bank (now Saxo bank) Professional Services Belgium, delivering innovative banking solutions to financial institutions in the Benelux. Before he launched his own business, he was CEO Belgium, Luxembourg, and Germany for the fast-growing WealthTech scaleup Blanco.
Overall, he has over 25 years of experience of successfully growing and managing B2B businesses in the global financial landscape.
Richard Hess
Member of Senior Management, Head of Digital Finance at the Swiss Bankers Association (SBA)
Richard joined Swiss Banking in 2018. In his current role, he focuses on the strategic challenges of digital transformation in the financial sector. Together with his team, he analyses policy issues at the interface of technology, regulation and finance and develops decision-making principles and policy recommendations for the industry.
Before joining Swiss Banking, he worked as a management consultant in various industries, gaining extensive experience in the strategic and operational implementation of digitalization projects. Richard Hess holds a Master’s degree in International Affairs and Governance from the University of St. Gallen and a Master’s Degree in International Management from Yonsei University in South Korea.
Adrian Calin
Executive Director Head of J.P. Morgan Payments, Switzerland and Head of Treasury Services Corporate Sales, Switzerland at J.P. Morgan Payments
Adrian Calin is an Executive Director based in Zurich. Joining the bank in 2014 Adrian is currently the Head of J.P. Morgan Payments as well as the Head of Treasury Services Corporate Sales for Switzerland.
Adrian is managing a portfolio of large corporate clients headquartered in Switzerland and is also responsible for the J.P. Morgan Payments Swiss franchise.
Adrian and his team are responsible for the delivery of complex, multi-regional solutions, that include: payables, receivables, cards, trade services, merchant acquiring, liquidity and short-term liquidity investments.
Before joining J.P. Morgan, Adrian worked at Citibank for six years in Zurich and in Chicago, and previously at ABN AMRO Bank in the US and in Romania, in a variety of corporate banking and treasury services roles.
Adrian graduated from Loyola University of Chicago Quinlan School of Business with a M.B.A. degree in Finance and Marketing and from Babes-Bolyai University in Cluj-Napoca, Romania with a bachelor degree in Finance and Banking. He has earned the Certified Treasury Professional designation and the Certificate in International Cash Management (CertICM).
Tilmar Goos
CEO at SulPayments
Tilmar Goos is the CEO of SulPayments, a Swiss financial intermediary specialising in stablecoin payments in Latin America. With a wealth of experience in business management, finance, legal/regulatory affairs, and IT. Since 2016, he has been deeply involved in the blockchain and cryptocurrency space, contributing to major projects in Switzerland, Liechtenstein and abroad. His multifaceted expertise has earned him recognition as an expert by both Frauenhofer and the EU Horizon Research and Innovation Programme in 2020. In 2021 he published his book "Banking, Bitcoins & Taxation - The Handbook of International Money Management and Digital Assets" which was one of the first Bitcoin & Banking related books in the industry. Through his academic research at a Ph.D. level, he is the Chairman of the Working Group Education of the Crypto Valley Association where he initiated the Crypto Valley Research Journal which is published annually.
Eva Selamlar-Leuthold
Head of the Swiss Financial Innovation Desk
Having held numerous executive positions with global players in traditional and new
finance, Eva Selamlar has been entrusted by the Swiss Government to build up a
new Swiss Financial Innovation Desk (FIND) for Switzerland. She is admitted to the
New York and Zurich bar and is known as change agent and innovation concierge.
She specializes in build and change projects and roots for disruptive and fresh ideas.
She founded PEPPERMINTAS, a private initiative to inspire girls for STEM (science,
technology, engineering and mathematics) and was voted Top 10 Women in Tech to
Follow in Switzerland in 2024. She lives in Zurich with her husband and three
daughters.
Ashley Barnes
Head of European Regional Treasury Centre (RTC) Countries Ireland, Netherlands, Belgium, Luxembourg & Switzerland at HSBC Bank plc
Ashley has 19 years of experience in International Cash Management covering Global Banking, Commercial Banking and Institutional clients. He joined HSBC’s Switzerland office in 2019, from where he heads the European Regional Treasury Centre Countries (Ireland, Netherlands, Belgium, Luxembourg & Switzerland). Prior to this role, Ashley held various Cash Management positions with HSBC in France and Hong Kong and with a German bank in Europe.
Ashley holds a M.Sc. Finance & Tax with honors and a B.Sc. Management & Economics from the University of Paris – Sorbonne, and speaks French and English.
Ivan Mortimer-Schutts
Global Head of vLEI at GLEIF
Ivan is the Global Head of the verifiable Legal Entity Identifier (vLEI) at GLEIF. He joined GLEIF in 2025 following over 12 years as a Senior financial and digital sector development and policy expert for the World Bank Group, based primarily in Asia. There he advised private and public sector entities on policy, regulation and business strategies related to financial and technology innovation. Before IFC, he held positions with BNP Paribas in emerging markets business development and securities regulation, a joint Sciences-Po and AEI-Brooking think tank on trade and regulatory policy as well as with financial securities intermediaries in Europe.
Ivan is a graduate of the London School of Economics, SciencesPo (Paris) and the UWC of the Atlantic.
Tiphanie Bent
IT Governance Officer at SIX Group
As IT Governance Officer Tiphanie is shaping AI Governance within the company while leading the creation of Market Standards and Best Practices in line with the tradition of swiss excellence for the Financial Services Industry to operate both at domestic and international scale. Her goal is to enable the competitiveness of the market by preserving trust & embracing technical challenges such as AI Model Validation by promoting collaboration across fields of experts and resolving common challenges within the industry.
Pelle Brændgaard
Co-Founder and CEO at Notabene
As an early member of the Financial Crypto community, Pelle built pre-blockchain crypto platforms, helped develop OAuth, and brought Bitcoin to Africa with Kipochi. He brings over 25 years of experience working in fintech, banking, blockchain, and decentralized identity in Europe, the US, Africa, the Caribbean, and Latin America.
Michal Cichocki
Head Legal Data, AI & Outsourcing at Zürcher Kantonalbank
Michal Cichocki has many years of experience as a lawyer for Swiss and European data and technology law. Currently, he is head legal data, ai & outsourcing at a major Swiss bank based in Zurich. Previously, he worked for a global Swiss bank, a Swiss federal authority and a Swiss corporate law firm. Michal is a member of various professional associations and guest lecturer for data and technology law at various Swiss universities. He holds a Master of Laws from the University of Bern and is a Swiss qualified attorney-at-law.